As financial burdens pile up for many Americans, does this lack of money create a barrier to receiving dental care? A recent Health Policy Institute study looked into this claim
Alpharetta, GA – Does a lack of finances create a barrier to receiving dental care? According to a recent study done by the Health Policy Institute, the answer is yes.
“Many public health insurance plans don't typically cover dental care, and as we've seen a rise in these types of plans, private healthcare plans that include dental coverage have decreased,” says Alpharetta orthodontist Dr. Nima Hajibaik. “The Health Policy Institute study found that if dental care is not included in an employee's insurance policy, they will be less to seek out dental care.”
Children and the elderly do not fall into this category, the study found. Children under the age of 21 may still enjoy standard cleanings as part of their parent's insurance plans, and parents tend to put their children's needs ahead of their own. Likewise, adults over the age of 64 are still able to find coverage, and as more middle age adults are caring for elderly parents, they again place their needs on hold to care for their parents.
But, no matter your age, dental care is important to your overall health.
“Many people don't realize how intricately linked your oral health is to their whole body health,” says Dr. Nima. “Gum disease has been linked to many serious conditions, such as diabetes, stroke, and heart disease. And broken or chipped teeth can cause pain when eating, which can lead to problems with nutrition.”
So, what are adults who do not have dental coverage, or adequate coverage, to do? Dr. Nima offers a few tips.
“For adults who do not have the means to pay out of pocket for dental care, there are local and state dental assistance programs available to help,” says Dr. Nima. “Lack of financial resources is a very real concern for many Americans, but that should never be a barrier to receiving the healthcare you need. Research what options are available to help you.”
For those who have some additional income that can be used for dental care, Dr. Nima suggests opening a specific account or fund in which money can be deposited each month. Research how much routine dental visits would cost each year, and ask your dentist about the out-of-pocket expenses for other procedures that could come up, such as root canals. Adding to this fund each month can ensure you have the finances in place should a dental situation arise, but it can also mean that you are taking the necessary precautions to ensure ideal dental health so you can avoid problems in the future.
If you or your child need orthodontic treatment, Dr. Nima and many other orthodontists offer financing with no interest and affordable payment plans. Speak with the financial director of the office to find a plan that will fit in your budget.
“Dental and orthodontic care should be readily available to everyone,” says Dr. Nima. “We will do all we can to ensure you have the best possible treatment that will fit into your budget.”
For more information visit http://newparkortho.com